You are over your head in debts

and need help!




Refinancing is different than Renewing your Mortgage. 

When you refinance, you take money out of the equity of your property. With property value having increased substantially over the past few years, may are taking advantage of paying off their debts.

There are good reasons you may want to refinance.

Money for renovations or investment needs

Lower your overall monthly payments and free up cashflow

Consolidate your higher interest debts into one low mortgage payment

I have a rule of thumb - if you can't pay o