Blog | Mortgage Tips | Credit Repair | Divorce

You have money & mortgage questions? All the answers can be found here...in detail. Updated by a Mortgage Expert that doesn't have old, irrelevant or incorrect informatio

2 min

Why appraisals are important and when they are required.

Appraisals can be expensive, so it certainly is a concern and confusing for the consumer to know why they are having to pay for it and why.

3 min

Can't qualify for a bank mortgage? How do private mortgage work?

With the mortgage rules constantly changing, private or alternative mortgages are becoming the only way people can refinance or buying.

3 min

Self Employed? 8 Tips to help you qualify for a mortgage

8 tips to help you better qualify for a mortgage when your self employed.

4 min

4 Costly Mortgage Mistakes of those New Home Buying.

It's exciting! brand new shiny homes, opulant new appliances and granite countertops followed by massive marketing with deep discounts,...

6 min

Consumer Proposal, Bankruptcy, Debt Settlement, or Consolidation. What do I do in 2022?

2022 and your debts

3 min

Having parents as co-signers on your mortgage

It's can be tough to qualify for a mortgage and sometimes we need our parents income or credit to help support the mortgage approval. So...

2 min

Should you refinance your home to invest in your RRSP's?

The RRSP is one of the most useful and most complex savings vehicles available to Canadians. Not only is it a powerful tool for building you

5 min

Top 6 things you should know before buying a house in these record breaking housing market times.

is it a good time to buy a house in Canada? What real estate trends are emerging and why should you take advantage of them?

3 min

The "Cost" of your Mortgage Rate is in your Penalty

Kim and John were pretty proud of themselves. As 1st time homebuyers in their late 20's, they used a mortgage broker and got approved...

3 min

What are your down payment options?

DOWN-PAYMENT OPTIONS: Buyers need to show their down payment + closing cost. In addition to the down payment, you MAY need to show 1.5%...

2 min

7 Critical Steps Women Should Take to Prepare for Divorce WELL in advance.

When I went through my divorce the one feeling I can describe is OVERWHELMED! Where do I start, what do I do, how can I afford this on my...

Top 5 Question regarding Divorce and your Mortgage Options

2 min

Buying Canadian Properties for Non-Residents.

Buying Canadian Property for Non Residents

4 min

Fighting with your spouse? A 2nd mortgage might fix your marriage and your money.

Going through a separation and need money to fund your legal fees? We offer loans against your home until your divorce is settled.

5 min

Documents you need to qualify for a mortgage

Being fully pre-approved means that the lender has agreed to have you as a client (you have a pre-approval certificate) and the lender...

3 min

Top 5 costly financial mistakes homeowners makes with their mortgage

1. Not consolidating high interest debt into low interest mortgage. 2. Paying "fees" to get the lower rate 3. Not looking at their...

2 min

Did you know you can ADD your renovation costs into your mortgage?

DId you find the home of your dreams, but the kitchen needs massive improvements and you can't afford it upfront? Is your current...

2 min

You will be surprised as to why having a good credit score is critical to your life.

9 Benefits of Having a Good Credit Score You can survive with bad credit, but it is not always easy and definitely not cheap. Having a...

2 min

Divorced and can't qualify for a mortgage due to high support payments?

You're either going through a divorce, contemplating it or renting until you can figure out the next steps. Likely your biggest challenge...

5 min

How to qualify for a mortgage post consumer proposal.

Congratulations you have made it though one of the toughest financial times in your life. It feels good to have this under control and...

3 min

Shopping your mortgage? You could be killing your approval.

I am all for getting the "best rate" when considering buying a home or refinancing your mortgage. Just don't kill your mortgage approval...

1 min

Buying in a Strata with remediation projects outstanding?

As strata complex start to age, upgrades will be required. Some with remediation projects and other large expenses. The challenge can be...

4 min

Using a Bank vs a Mortgage Broker for your mortgage...use both!

Most of us think "bank" when we think mortgage. Wait... Try to remember one thing... Banks are there to MAKE MONEY from you, not giving...

Kiki Berg