Why appraisals are important and when they are required.
Appraisals can be expensive, so it certainly is a concern and confusing for the consumer to know why they are having to pay for it and why.
You have money & mortgage questions? All the answers can be found here...in detail. Updated by a Mortgage Expert that doesn't have old, irrelevant or incorrect informatio
- 3 min
Can't qualify for a bank mortgage? How do private mortgage work?
With the mortgage rules constantly changing, private or alternative mortgages are becoming the only way people can refinance or buying.
- 6 min
Everything you need to know to qualify for a Self Employed Mortgage
Everything you need to know to qualify for a mortgage when your self employed.
- 4 min
4 Costly Mortgage Mistakes of those New Home Buying.
It's exciting! brand new shiny homes, opulant new appliances and granite countertops followed by massive marketing with deep discounts,...
- 6 min
- 3 min
Having parents as co-signers on your mortgage
It's can be tough to qualify for a mortgage and sometimes we need our parents income or credit to help support the mortgage approval. So...
- 2 min
Should you refinance your home to invest in your RRSP's?
The RRSP is one of the most useful and most complex savings vehicles available to Canadians. Not only is it a powerful tool for building you
- 5 min
Top 6 things you should know before buying a house in these record breaking housing market times.
is it a good time to buy a house in Canada? What real estate trends are emerging and why should you take advantage of them?
- 3 min
The "Cost" of your Mortgage Rate is in your Penalty
Kim and John were pretty proud of themselves. As 1st time homebuyers in their late 20's, they used a mortgage broker and got approved...
- 3 min
What are your down payment options?
DOWN-PAYMENT OPTIONS: Buyers need to show their down payment + closing cost. In addition to the down payment, you MAY need to show 1.5%...
- 2 min
7 Critical Steps Women Should Take to Prepare for Divorce WELL in advance.
When I went through my divorce the one feeling I can describe is OVERWHELMED! Where do I start, what do I do, how can I afford this on my...
- 2 min
Top 5 Question regarding Divorce and your Mortgage Options
op 5 Question regarding Divorce and your Mortgage Options
- 7 min
Buying Canadian Properties for Non-Residents.
Buying Canadian Property for Non Residents
- 4 min
Fighting with your spouse? A 2nd mortgage might fix your marriage and your money.
Going through a separation and need money to fund your legal fees? We offer loans against your home until your divorce is settled.
- 5 min
Documents you need to qualify for a mortgage
Being fully pre-approved means that the lender has agreed to have you as a client (you have a pre-approval certificate) and the lender...
- 3 min
Top 5 costly financial mistakes homeowners makes with their mortgage
1. Not consolidating high interest debt into low interest mortgage. 2. Paying "fees" to get the lower rate 3. Not looking at their...
- 2 min
Did you know you can ADD your renovation costs into your mortgage?
DId you find the home of your dreams, but the kitchen needs massive improvements and you can't afford it upfront? Is your current...
- 2 min
You will be surprised as to why having a good credit score is critical to your life.
9 Benefits of Having a Good Credit Score You can survive with bad credit, but it is not always easy and definitely not cheap. Having a...
- 2 min
Divorced and can't qualify for a mortgage due to high support payments?
You're either going through a divorce, contemplating it or renting until you can figure out the next steps. Likely your biggest challenge...
- 5 min
How to qualify for a mortgage post consumer proposal.
Congratulations you have made it though one of the toughest financial times in your life. It feels good to have this under control and...
- 3 min
Shopping your mortgage? You could be killing your approval.
I am all for getting the "best rate" when considering buying a home or refinancing your mortgage. Just don't kill your mortgage approval...
- 1 min
Buying in a Strata with remediation projects outstanding?
As strata complex start to age, upgrades will be required. Some with remediation projects and other large expenses. The challenge can be...
- 4 min
Top 10 Questions you should be asking your potential mortgage broker? Interview them!
There are more mortgage brokers today than ever. This is fantastic! If it wasn’t for licensed mortgage brokers, banks wouldn’t compete...
- 2 min
Using a Bank vs a Mortgage Broker for your mortgage...use both!
Most of us think "bank" when we think mortgage. Wait... Try to remember one thing... Banks are there to MAKE MONEY from you, not giving...