The New Year always starts off with lofty ambitions and admirable goals — lose weight, meditate, get organized, save more money. Most people abandon their resolutions after just one week. The reality is that changing ingrained behaviors is difficult, and without a plan or support system, it is nearly impossible.
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1. YNAB, aka "You Need a Budget", is one of the simplest, non-threatening budgeting programs and
mobile apps on the market. Available for iPhone, iPad and Android. Make a Budget, I Dare You for 2015. It has a 34 day FREE trial and then you can buy it for $60. It sync with your desktop and handheld devices. I just love it.
2. STOCARD - Unclutter your wallet and hold all your loyalty cards in ONE app.
App: Stocard, available on the App Store and Google Play
3. SMART RECEIPTS - Track expenses, scan receipts, create PDF report. No more paper clutter!
4. The RetailMeNot Coupons app makes it easy to save with thousands of deals at your favorite stores and restaurants! Whether you’re hungry for food deals or looking for in-store offers while shopping, RetailMeNot scours the Web for all the best deals so you don’t have to.