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Thinking of Skipping Home Insurance in B.C.? Your Lender Won’t Let You
House insurance British Columbia
Kiki Berg, Senior Mortgage Planner
Aug 26, 2025


Leasehold Mortgages in BC: Which Lenders Will Finance Leased Land? (2026 Guide)
Buying a leasehold property in BC comes with unique challenges. Unlike freehold ownership, leasehold land means you’re essentially buying the right to occupy for a set number of years. This creates extra risk for lenders, and not every bank is comfortable with it. If you’re looking at a mortgage on leased land — whether it’s First Nations leasehold financing , university leaseholds (UBC, SFU) , or government prepaid leaseholds — it’s crucial to know which lenders in BC wi
Kiki Berg, Senior Mortgage Planner
Aug 25, 2025


**Beware! Shopping Your Mortgage Could Tank Your Approval 🚨**
multiple mortgage professionals working on your file can backfire—big time.
Kiki Berg, Senior Mortgage Planner
Feb 13, 2025


4 Costly Mortgage Mistakes of those New Home Buying.
Developers are throwing incentives to entice buyers and many are getting shocked with the ramifications when they close
Kiki Berg, Senior Mortgage Planner
May 5, 2024


ADD your renovation costs into your mortgage!
Did you find the home of your dreams, but the kitchen needs massive improvements and you can't afford it upfront?
Kiki Berg, Senior Mortgage Planner
Apr 17, 2024


Having parents as co-signers on your mortgage
It's can be tough to qualify for a mortgage and sometimes we need our parents income or credit to help support the mortgage approval. So...
Kiki Berg, Senior Mortgage Planner
Jan 3, 2021


Should you refinance your home to invest in your RRSP's?
The RRSP is one of the most useful and most complex savings vehicles available to Canadians. Not only is it a powerful tool for building you
Kiki Berg, Senior Mortgage Planner
Dec 22, 2020


Top 6 things you should know before buying a house in these record breaking housing market times.
is it a good time to buy a house in Canada? What real estate trends are emerging and why should you take advantage of them?
Kiki Berg, Senior Mortgage Planner
Dec 18, 2020


The "Cost" of your Mortgage Rate is in your Penalty
Kim and John were pretty proud of themselves. As 1st time homebuyers in their late 20's, they used a mortgage broker and got approved...
Kiki Berg, Senior Mortgage Planner
Dec 16, 2020


What are your down payment options?
DOWN-PAYMENT OPTIONS: Buyers need to show their down payment + closing cost. In addition to the down payment, you MAY need to show 1.5%...
Kiki Berg, Senior Mortgage Planner
Nov 7, 2020
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