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Mortgages for Self-Employed Canadians
Everything you need to know to qualify for a mortgage when your self employed.
Kiki Berg, Senior Mortgage Planner
May 19, 2024


4 Costly Mortgage Mistakes of those New Home Buying.
Developers are throwing incentives to entice buyers and many are getting shocked with the ramifications when they close
Kiki Berg, Senior Mortgage Planner
May 5, 2024


ADD your renovation costs into your mortgage!
Did you find the home of your dreams, but the kitchen needs massive improvements and you can't afford it upfront?
Kiki Berg, Senior Mortgage Planner
Apr 17, 2024


Consumer Proposal, Bankruptcy, Debt Settlement, or Consolidation. What do I do?
Do I choose a Consumer Proposal to help with my debts?
Kiki Berg, Senior Mortgage Planner
Feb 3, 2024


Want to access your equity without spouse knowing?
Maybe this sounds like your situation. You and your spouse are separating and it’s getting messy and it’s going to court. Mediation isn’t...
Kiki Berg, Senior Mortgage Planner
Feb 2, 2024


Can't qualify for a bank mortgage? How do private mortgage loans work?
With the mortgage rules constantly changing, private or alternative mortgages are becoming the only way people can refinance or buying.
Kiki Berg, Senior Mortgage Planner
Jun 2, 2023


How to qualify for a mortgage post consumer proposal.
Steps to take after your consumer proposal to qualify for a mortgage
Kiki Berg, Senior Mortgage Planner
May 2, 2023
Why appraisals are important and when they are required.
Appraisals can be expensive, so it certainly is a concern and confusing for the consumer to know why they are having to pay for it and why.
Kiki Berg, Senior Mortgage Planner
May 21, 2022


Having parents as co-signers on your mortgage
It's can be tough to qualify for a mortgage and sometimes we need our parents income or credit to help support the mortgage approval. So...
Kiki Berg, Senior Mortgage Planner
Jan 3, 2021


Should you refinance your home to invest in your RRSP's?
The RRSP is one of the most useful and most complex savings vehicles available to Canadians. Not only is it a powerful tool for building you
Kiki Berg, Senior Mortgage Planner
Dec 22, 2020


Top 6 things you should know before buying a house in these record breaking housing market times.
is it a good time to buy a house in Canada? What real estate trends are emerging and why should you take advantage of them?
Kiki Berg, Senior Mortgage Planner
Dec 18, 2020


The "Cost" of your Mortgage Rate is in your Penalty
Kim and John were pretty proud of themselves. As 1st time homebuyers in their late 20's, they used a mortgage broker and got approved...
Kiki Berg, Senior Mortgage Planner
Dec 16, 2020


What are your down payment options?
DOWN-PAYMENT OPTIONS: Buyers need to show their down payment + closing cost. In addition to the down payment, you MAY need to show 1.5%...
Kiki Berg, Senior Mortgage Planner
Nov 7, 2020


7 Critical Steps Women Should Take to Prepare for Divorce WELL in advance.
When I went through my divorce the one feeling I can describe is OVERWHELMED! Where do I start, what do I do, how can I afford this on my...
Kiki Berg, Senior Mortgage Planner
Aug 18, 2020


Top 5 Question regarding Divorce and your Mortgage Options
op 5 Question regarding Divorce and your Mortgage Options
Kiki Berg, Senior Mortgage Planner
Aug 18, 2020


Buying Canadian Properties for Non-Residents.
Buying Canadian Property for Non Residents
Kiki Berg, Senior Mortgage Planner
May 13, 2020


Fighting with your spouse? A 2nd mortgage might fix your marriage and your money.
Going through a separation and need money to fund your legal fees? We offer loans against your home until your divorce is settled.
Kiki Berg, Senior Mortgage Planner
Jan 31, 2020


Top 5 costly financial mistakes homeowners makes with their mortgage
1. Not consolidating high interest debt into low interest mortgage. 2. Paying "fees" to get the lower rate 3. Not looking at their...
Kiki Berg, Senior Mortgage Planner
Jul 28, 2017


You will be surprised as to why having a good credit score is critical to your life.
9 Benefits of Having a Good Credit Score You can survive with bad credit, but it is not always easy and definitely not cheap. Having a...
Kiki Berg, Senior Mortgage Planner
Dec 16, 2016


Divorced and can't qualify for a mortgage due to high support payments?
You're either going through a divorce, contemplating it or renting until you can figure out the next steps. Likely your biggest challenge...
Kiki Berg, Senior Mortgage Planner
Jul 6, 2016
Buying in a Strata with remediation projects outstanding?
As strata complex start to age, upgrades will be required. Some with remediation projects and other large expenses. The challenge can be...
Kiki Berg, Senior Mortgage Planner
Mar 10, 2015
Top 10 Questions you should be asking your potential mortgage broker? Interview them!
There are more mortgage brokers today than ever. This is fantastic! If it wasn’t for licensed mortgage brokers, banks wouldn’t compete...
Kiki Berg, Senior Mortgage Planner
Feb 21, 2015


Using a Bank vs a Mortgage Broker for your mortgage...use both!
Most of us think "bank" when we think mortgage. Wait... Try to remember one thing... Banks are there to MAKE MONEY from you, not giving...
Kiki Berg, Senior Mortgage Planner
Feb 8, 2015


Demystifying the "Cash Back" Mortgage. Can it be used for down payments?
You're thinking "FREE CASH", that's excellent...Time to take a vacation, pay-off debts, or can I use it for my down payment? The most...
Kiki Berg, Senior Mortgage Planner
Feb 5, 2015
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